Working out how much cash you should stack inside – or outside – your super can be a conundrum.
In recent years,income options outside the age pension or your superannuation have become increasingly popular – and easier to understand.
With more of us passing on our inheritances while we live,an increasing number of Australians are looking beyond the family tree when estate planning.
You can crack into your super for healthcare reasons,including dental work,but only under a very strict set of rules.
Though they don’t produce an income,your gold and silver assets could still be weighing down your pension.
Cracking into your super has a few conditions,one of which is that you’re no longer working.
Questions on gifting are becoming increasingly common,however,the rules are actually quite straightforward.
Investing on behalf of your children can throw up multiple issues with tax and capital gains. Could superannuation be an easier option?
If you’re on the pension,be proactive. It’s far less costly to sort things out at the start than to try and fix them later.
Building a strong credit history can help you get in lenders’ good books,but credit cards can come with unnecessary levels of risk.