Even if your finances are separated,you will still be treated as a couple for Centrelink purposes.
It can feel dangerous messing with your super while markets are volatile,but it’s unlikely to have a major impact on your returns.
There’s nothing wrong with being conservative with your super,but depending on your age,you could be missing out on some big returns.
Starting to tap into your super during heavy market fluctuations can feel like a bad move,but it can actually benefit you.
Calculating what will leave you better off between a mortgage and paying rent isn’t as easy as it may first seem.
Picking your first super account is less about the fund itself,and more about the investment options you choose.
Though investment properties can provide healthy returns,in retirement,superannuation is the best source of income.
There are many potential things you could do with this inheritance,and a good argument could be made for each of them.
Once you’re nearing retirement,having excessive non-super investments makes little sense.
When it comes to choosing between keeping your money in your mortgage or investing it,it all comes down to your appetite for risk.