You might unexpectedly require access to money,and your mortgage could furnish that.

The compelling reasons to never pay off your home loan

Owing nothing would be grand,but there are big reasons to keep a mortgage going,rather than seeking to discharge it early.

  • Nicole Pedersen-McKinnon

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Interest rates rose on Tuesday for the first time in two years.

How home owners close to retirement are managing higher interest rates

Home owners in mid life can get double the benefit with the right choice of strategy as mortgage costs go up.

  • Elizabeth Redman
RBA governor Michele Bullock.

One rate rise not enough to tame inflation as most home buyers well ahead on mortgages

When the Reserve Bank cut interest rates last year,most borrowers did not reduce their repayments. That may save them from the pain of this week’s rate increase.

  • Shane Wright
Michele Bullock

Mortgage calculator:How much extra will your repayments be?

The RBA has increased interest rates to 3.85 per cent. Use our calculator to see how much extra your mortgage repayments will be.

Fixed rates can be a great way to hedge against future interest rate rises,but only if you act sensibly.

Should you fix your home loan before it’s too late?

Expectations of a rate hike next month have eased,but lenders have already started to shift their fixed rate offerings.

  • Nicole Pedersen-McKinnon
Apprentices and trades are eligible for the new Keystart loan discount.

How WA tradies,apprentices and uni graduates can get a discount on their home loan

Treasurer Rita Saffioti said by helping construction workers get a home,WA could build more homes.

  • Hamish Hastie
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‘Ship has sailed’:More lenders are raising fixed mortgage rates

Banks have started nudging up costs amid speculation the RBA’s cutting cycle has ended,and experts say the trend has further to run.

  • Elias Visontay
The spectre of rising interest rates will dampen property speculators.

It’s interest rates,not regulators,that will burst our housing bubble

If the banking regulator’s latest move is aimed at cooling a frothy housing market,the Reserve Bank will probably beat them to the punch.

  • Elizabeth Knight
WA recorded a 9.1 per cent increase in the number of investment loans approved

What’s driving WA’s property investment surge?

The latest ABS figures reveal WA had the second-greatest increase in the nation in total value of property investment loans for dwellings that exclude refinancing.

  • Michael Philipps
House prices have helped total wealth grow by 35 per cent since March 2020.

The safest way to build wealth in Australia is to do nothing

We were creating something new – but the profits were flowing to the people who owned something old:property.

  • Jack Toohey