The Government of India (GOI) offers a number of health insurance schemes to those with no accessibility to or who can't afford to buy insurance policies offered by private players. Most of these health insurance plans are designed to provide coverage to BPL (Below Poverty Line) families,the worker community,the rural population,and senior citizens. Rashtiya Swasthiya Bima Yojana,Employment State Insurance Scheme,Central Government Health Scheme,Aam Aadmi Bima Yojana,Universal Health Insurance Scheme,and Ayushman Bharat are various National Health Insurance Schemes offer by the central government. Different National Health Insurance Schemes Rashtiya Swasthiya Bima Yojana ( RSBY ) Rashtiya Swasthiya Bima Yojana or RSBY offers health insurance coverage to BPL families. Families who are covered under this scheme get a maximum of up to Rs.30,000 on hospitalisation. RSBY coverage is available for almost all diseases,pre-existing conditions (without a waiting period),and the