Even if your finances are separated,you will still be treated as a couple for Centrelink purposes.

My wife and I have separate finances. Can I get a higher pension?

Even if your finances are separated,you will still be treated as a couple for Centrelink purposes.

  • Paul Benson

Latest

Not ready to fully give up work? Try taking retirement for a test drive.

Not ready to retire yet? This could be the strategy for you

An abrupt halt from work might not be the best option for every individual,so maybe a test drive is the way to go.

  • Bec Wilson
Home ownership indisputably makes a significant difference to your ultimate standard of living as a retiree.

Hooray for better housing policy – but don’t forget about retirees

For all the debate about young buyers and tax incentives,we need to make sure older Australians are part of the conversation too.

  • Bec Wilson
Markets have had a jumpy week,enough to make even the most confident planner re-think.

Markets keep falling. Should I delay my retirement?

Delaying your retirement by six months or a year isn’t a failure to launch. In fact,it might be the smartest move you make.

  • Bec Wilson
Working out your retirement income’s lifespan doesn’t have to be a complicated calculation.

Planning to retire? Here’s exactly how much you can afford to spend

Most people,whether they have a meagre or a juicy lump sum in super,still struggle to work out how much they can safely outlay before they die.

  • Bec Wilson
Shirley Miles (right) moved 500 kilometres to Cassandra’s property in Bega,NSW

At 75,Shirley moved more than 500km to live in a share house

Are our 70s the new 20s when it comes to living with friends or strangers for financial relief and friendship?

  • Shona Hendley
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Calculating what will leave you better off out of a mortgage vs paying rent isn’t as easy as it may first seem.

Should I buy a house before I retire,or keep renting?

Calculating what will leave you better off between a mortgage and paying rent isn’t as easy as it may first seem.

  • Paul Benson
A change in deeming rates would alter pension payments for retirees.

As we head to an election,does either party care about retirees?

The budget and budget reply were clearly targeted at families and younger workers,with little more than crumbs offered to midlife and older Australians.

  • Bec Wilson
No matter how flush you are,or how reliable your repayments,once you hit a certain age it can be tough to get a credit card.

I have $1.6m in super but can’t get a credit card. Am I too old?

No matter how flush you are,or how reliable your repayments,once you hit a certain age it can be tough to get a credit card.

  • Nicole Pedersen-McKinnon
The idea of sitting on a beach sounds nice for a few days (or maybe a couple of weeks),but most people crave more than just doing nothing.

The myth of retirement is a con,don’t fall for it

Financial freedom doesn’t automatically bring fulfilment. Here’s how to bring purpose to your life after retirement.

  • Bec Wilson