Areas identified as especially vulnerable include Point Lonsdale,Queenscliff and Portarlington to the south-west of the bay;Werribee and Altona to the north-west;Southbank,Port Melbourne and Elwood in the north;and Mordialloc,Patterson Lakes and Martha Cove to the south and south-east.

In its final report for the government,the CSIRO notes that the most “extensive hazard zones” are in low-lying parts of the western side of the bay including around Point Henry,Point Lillias,the strip between Little River and the Werribee River,and further north along the Altona and Williamstown foreshores.

But more sensitive – including politically – is the area to the east and south where there are expensive homes in swinging seats.

The CSIRO report says rising sea levels will likely reduce the effectiveness of existing,ageing structures that have artificially modified the coastline since European settlement such as seawalls,marinas and beach renourishment (trucking in sand).

It also warns that while the narrow entrance to the bay,through the heads,has restricted tidal flows,rising seas will reduce that effect,amplifying the impact of sea-level rise.

While the City of Melbourne has limited coastline and significant “protective structures” such as seawalls,the CSIRO found that at sea-level rise of 1.4 metres by 2100,the effectiveness of seawalls would be reduced. The area at risk of inundation in a one-in-a-100 chance event would expand tenfold to take in almost five square kilometres of the central city,including parts of Southbank and Fishermans Bend.

In the City of Port Phillip,the area at risk would increase almost fivefold to about seven square kilometres.

Further south,the inundation hazard increased tenfold to 4.4 square kilometres. Much of the increase would be around the Edithvale-Seaford Wetlands between Mordialloc Creek and Patterson River,with the CSIRO concluding that at 1.4 metres sea-level rise,existing coastal protective structures would not be effective.

On the Mornington Peninsula,inundation at 1.4 metres sea-level rise would centre on Martha Cove and along the foreshore from Rosebud to Dromana.

The CSIRO report notes that the primary hazard faced by coastal communities worldwide is sea-level rise. The level at which it is forecast is crucial to the assessment of the hazard.

The state government has not updated its planning benchmark for sea-level rise since 2008 when it first incorporated the then-upper-end projections of the Intergovernmental Panel on Climate Change (IPCC) for at least a 0.8-metre sea-level rise by 2100.

But since then,researchers have found the Victorian coast is also being pounded by waves from a more southerly direction and of increasing height,especially during storms.

In 2019,the IPCC revised its projections – factoring in ice melt – and found that inaction on climate change would likely result in sea-level rise of 1.1 metres by 2100. It continues to update its projections.

Several other states are already planning for larger increases in sea levels.

NSW is anticipating increases of up to 1.06 metres based on IPCC data and depending on action to limit greenhouse gas emissions. South Australia is planning for an increase of 1 metre.

The Port Phillip project modelled sea-level rise across a range of forecasts from 0.8 to 1.4 metres. A well-placed source,speaking anonymously to discuss confidential information,said the government was preparing to update its sea-level rise forecasts in line with IPCC’s in the first half of this year.

Dimopoulos said the Port Phillip hazard-assessment work would be used to help councils and communities “better understand,plan for,and manage the increasing impacts of climate change on our coastal environments”.

University of Melbourne geomorphologist Professor David Kennedy said councils should not be left with the expensive and politically fraught task of turning the research into planning rules.

“For something of this critical importance,at a minimum,planning at state level is needed to provide the guidelines from which local planners can assess future development proposals,” he said.

“In an ideal world this should be undertaken at a federal level – the issue of climate change does not stop at state boundaries or local boundaries.”

The Port Phillip work follows the release of a related study last year by University of Melbourne professor of environmental economics Tom Kompas,whohas described sea-level rise as the “biggest risk to the Australian economy from climate change” – above bushfires,heat stress and the damage to agriculture.

Kompasfound that Victoria faced property damages reaching $337 billion in present value by 2100,with more than 80,000 current residential,commercial and industrial properties likely affected by sea-level rises and storm surges by 2100.

The losses to wetlands would reach a further $105 billion over the same period,bringing the total to $442 billion.

Get alerts on significant breaking news as happens.Sign up for our Breaking News Alert.