If your partner was the primary holder of your credit card,make sure you have a plan in place for when they pass away.

If I die,can my wife still use my credit card?

As you get older it can be more difficult to get a credit card from your bank,so it’s best to act now.

  • Noel Whittaker

Latest

Banks are set to announce changes to credit card rewards in coming months.

Surcharge shake-up could clip the wings of frequent flyer points

We’re likely to see a flurry of changes to banks’ reward schemes in coming months,as the industry prepares for an RBA-driven overhaul.

  • Clancy Yeates
Amex is embroiled in a privacy scandal.

Far-reaching gag order means we will never know how bad security is at AMEX

The privacy commissioner formed a preliminary opinion that American Express was not protecting its customers from insider threats to their security. Then the credit card company’s lawyers got to work.

  • Harriet Alexander andJulie Lewis
A growing band of frequent flyer points enthusiasts leave no stone unturned in the pursuit of deals.

Whether Qantas or Velocity,here’s where to find bulk frequent flyer points

Despite the looming ban on credit card surcharges,there are still plenty of places offering big bags of frequent flyer points.

  • Nicole Pedersen-McKinnon
Expresso co-owner Jessica Kotzen,receives payment from customer Amber Boardman at her cafe in Brookvale,Sydney.

Businesses warn of price rises from RBA’s surcharge ban

The ban is expected to save Australian consumers $1.6 billion a year in unnecessary fees,but will likely cause a dramatic cutback in the generosity of card points schemes.

  • Elias Visontay
Many mortgage applicants underestimate the influence of credit cards on borrowing capacity.

Trump’s crackdown won’t solve credit cards’ many problems

Credit card interest rates are often painfully high,but there are better ways to protect consumers than the 10 per cent rate cap flagged by Donald Trump.

  • Clancy Yeates
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The fees imposed on merchants to use card payments have become a flashpoint between the Reserve Bank and card issuers.

Visa warns Reserve Bank fee cut plan will backfire on shoppers

Reserve Bank governor Michele Bullock,the banks and credit card issuers are at odds over the fallout from a plan to cap fees when we tap and go.

  • Shane Wright

Your frequent flyer account is taking another hit

Points are being devalued again,but this time it’s not the airlines that are doing it.

  • Michael Gebicki
Two years ago,a 0 per cent transfer allowed you to escape interest for as long as 34 months. But those days are well and truly over.

Want to pay 0 on your credit card debt? Get in quick

Two years ago,free transfer allowed you to escape interest for as long as 34 months. But those days are well and truly over.

  • Nicole Pedersen-McKinnon
The RBA wants to ban credit and debit card surhcarges.

The $900 million fee fight that could hit frequent flyer points

The arcane system that sits beneath credit card loyalty schemes is being put under the microscope by a Reserve Bank plan to ban surcharging.

  • Clancy Yeates