But even those who like the policy are guarded about whether it has enough appeal to turn the tide of the election campaign and deliver another miracle victory for Morrison this Saturday.
Morrison knows how to run hard on a dramatic policy idea in the final stretch of an election contest because he did this with the First Home Loan Deposit Scheme during the 2019 campaign,promising a government guarantee over 15 per cent of a mortgage.
The new proposal is far more dramatic,however,because it unleashes the pent-up frustration within the Liberals over the $3.5 trillion that is controlled by retail super funds as well as industry funds backed by unions and employers.
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This is an argument of convenience rather than conviction for Morrison. The Coalition has been in power for nine years but never endorsed this policy even though Joe Hockey backed the idea as treasurer in 2015.
Morrison resisted the idea when members of the party room renewed the case for the change in the past few years but has embraced it now that he needs to energise his campaign and offer a pitch to younger voters.
Will it work? The benefits of the policy depend entirely on assumptions about property values,super fund balances and compound rates of return. Australians are certainly better off if they can own their own home in their retirement. The uncertainty in the policy is the cost of achieving that goal by shrinking their super fund nest eggs.